Downtown Dubai6.8% yieldAED 3,200/sqft
Dubai Marina7.1% yieldAED 2,100/sqft
Palm Jumeirah5.9% yieldAED 4,800/sqft
Business Bay7.4% yieldAED 1,900/sqft
Creek Harbour7.5% yieldAED 1,850/sqft
Dubai Hills6.4% yieldAED 1,700/sqft
JVC8.1% yieldAED 1,100/sqft
Palm Jebel Ali9.2% projectedOFF-PLAN
UAE Capital Gains Tax0% for investors
UAE GDP Growth+4.1%2025 YTD
Downtown Dubai6.8% yieldAED 3,200/sqft
Dubai Marina7.1% yieldAED 2,100/sqft
Palm Jumeirah5.9% yieldAED 4,800/sqft
Business Bay7.4% yieldAED 1,900/sqft
Creek Harbour7.5% yieldAED 1,850/sqft
Dubai Hills6.4% yieldAED 1,700/sqft
JVC8.1% yieldAED 1,100/sqft
Palm Jebel Ali9.2% projectedOFF-PLAN
UAE Capital Gains Tax0% for investors
UAE GDP Growth+4.1%2025 YTD
Discover
Why Dubai? Is Dubai Right for Me? Area Guides New Launches
Properties
Apartments Villas & Townhouses All Properties
Intelligence
Community Intelligence Yield Monitor ROI Calculator Mortgage Calculator
About
Who We Are Careers Talk to Us →
+971 56 819 4242
Dubai Real Estate

Mortgage Calculator

Compare live rates from 10 UAE banks. Calculate monthly repayments, total cost, and find the right home loan for your investment.

Configure Your Mortgage
Adjust parameters to model your exact scenario.
1 · Property & Loan Details
AED
20% (min expat) 25% 50%
AED
AED
2 · Bank & Rate
%
3 · Loan Term & Profile
AED
AED
4 · Fees & Costs (one-time)
%
Standard DLD fee is 4% of property value
%
Typically 0.25–1% of loan amount
%
0.25% of loan value (DLD)
AED
Monthly Repayment
AED 0
— Select bank above —
Loan Amount
AED 0
Total Interest Paid
AED 0
Total Repayment
AED 0
📋 Affordability Check
Monthly Payment —
Max Allowed (50% DBR) —
Debt Burden Ratio (DBR) —%
Eligibility Status —
📊 Loan-to-Value Breakdown
Down Payment 25% Mortgage 75%
Max LTV (Expat) 75%
Max LTV (UAE National) 80%
LTV Ratio —
Effective Rate —
🏠 Total Cost of Ownership
Property Price —
Down Payment —
DLD Transfer Fee (4%) —
Bank Processing Fee —
Mortgage Registration —
Valuation Fee —
Total Cash Required —
Total Interest Over Term —
Get Pre-Approved
Our advisors compare rates across 15+ UAE banks and secure exclusive deals not available to walk-in customers.
Side-by-Side

UAE Bank Mortgage Comparison

Monthly repayments for your configured loan across all major UAE lenders. Rates as of April 2026.

Bank Type Fixed Rate Monthly (Fixed) Variable Rate Monthly (Variable) Min Salary Max LTV Notes
⚠️ Rates are indicative and subject to individual credit profile, salary, property type, and bank approval. EIBOR as of April 2026: 3.59% (3-month). Consult Real Worth for a personalised comparison.
ⓘ Mortgage calculations are indicative only and based on assumptions you provide. Actual rates, LTV ratios, processing fees and eligibility criteria are determined solely by the lending institution and subject to change. This calculator does not constitute financial, banking or mortgage advice. Contact your bank or a licensed UAE mortgage advisor for current terms.
SourcesUAE Central Bank (CBUAE) — Mortgage Regulation 2013 (amended 2021) · LTV limits · EIBOR base rateIndividual bank rate cards — Verified periodically — contact banks for current ratesUAE Mortgage Market — Standard amortisation formula per CBUAE guidelines
Your details
What brings you to Dubai?
Buy to invest Buy to live Relocate business Golden Visa Just exploring
Apartment Villa / Townhouse Penthouse Any / Open
Your privacy matters. Your details are shared only with your assigned Real Worth advisor. We never add you to bulk lists, never pass data to third parties, and never contact you without a specific reason. You can ask us to delete your information at any time.